Anyone contemplating building near the coast needs to pay close attention to what kind of flood zone in which the home site is located, because this will make a difference in the type of home that can be built. FEMA has defined flood zones according to varying levels of flood risk. This information can be found in the community’s Flood Insurance Rate Map (FIRM) or Flood Hazard Boundary Map. Each zone reflects the severity type of flooding in the area.
In any coastal Carolina area, if you are thinking of building a “raised beach” style home, it doesn’t really matter which area you choose. But if you do not want to build “UP,” you’ll need to either choose a lot with very high elevation, or choose a lot in the x-zone.
The X-Zone is defined by FEMA as an area of moderate to minimalflood hazards. In DeBordieu, you are only required to build 36 inches from grade, so you can literally build almost on the ground, which is a preference for people like me, who don’t like to go up and down a whole lot of steps.